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New & Used Car Loans, Leasing & Financing at Center Garage in Cedar Lake


Welcome to the Finance Department

    Here you can use our online form to get a quick and accurate response on financing your next vehicle. Your financing information is encrypted in a super-safe digital format and is never sent through E-Mail.

Car Loans in Cedar Lake - Center Chrysler Dodge Jeep

Our finance staff has the expertise and financial resources to get you the best rate on a car loan.  We are here to make the process of buying a new or used car as simple as possible.  Work with a finance specialist at Center Chrysler Dodge Jeep and you'll be glad you did!

Get approved for an new or used vehicle loan right now by completing our secure online finance application. We will contact you as soon as one of our experts has reviewed your application.

While you're waiting for credit approval take a moment to browse our Cedar Lake dealer's online inventory and view your favorite new Chrysler Dodge Jeep or used car.

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Financing Navigation

Contact Information

Center Chrysler Dodge Jeep

11009 W 133rd Ave

Cedar Lake, IN 46303
workSales:
1-888-586-3380

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.